# DIREKT Compliance Checklist

This is a planning checklist, not legal advice. Qualified Zambian counsel must validate it.

## Corporate and contracting

- entity/brand ownership;
- provider agreement;
- customer terms;
- independent-provider relationship;
- field-agent/reviewer contracts;
- vendor/data-processing agreements;
- intellectual property/licensing.

## Privacy/data

- applicable Zambia data protection requirements;
- notices and consent/lawful basis;
- sensitive identity/location handling;
- data subject requests;
- cross-border/vendor processing;
- retention and breach response;
- children/age policy;
- employee/agent monitoring.

## Consumer/marketplace

- consumer protection;
- advertising and verification claims;
- complaint/refund disclosures;
- sponsored results;
- pricing/tax/receipts;
- service liability limitations;
- prohibited categories.

## Payments

- payment-provider authorization;
- handling of funds;
- reconciliation/refunds;
- tax/accounting;
- anti-fraud obligations.

## Sector verification

For each category determine required registration, licence, qualification, issuing body and whether DIREKT may validate/display the result.

## Release evidence

Counsel name/date, reviewed documents, open conditions, approved wording and re-review triggers.
